Resources
Finding Your Path
There’s no single “right” path after high school. There are a variety of directions you can choose from based on your interests, goals, and values.
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College Exploration Course
This free course helps students understand their options and plan next steps with confidence.
Open to all students; recommended for 10th–11th graders
Students will:
Explore different types of colleges (2-year, 4-year, public/private, trade, etc.)
Learn how to find schools that are a good academic and financial fit
Get tips on financial aid and scholarships
Use tools to search and compare colleges
When: Offered every spring semester
Career Exploration Course
This free course helps students explore careers that match their interests and strengths.
Open to all local high school students
Students will:
Learn about career pathways and job fields
Connect interests and strengths to potential careers
Explore education and training options
Use tools to discover real-world career options
When: Offered every fall semester (check back for 2026 dates)
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Here are some of the paths students take after high school:
Four-Year Colleges and Universities: Offer bachelor’s degrees in a wide range of subjects.
Community Colleges: Offer associate degrees and certificates with transfer pathways to four-year colleges.
Trade and Technical Schools: Provide hands-on training for specific careers (Examples: auto repair, plumbing, cosmetology, HVAC).
Certificate Programs: Short-term programs focused on developing specific skills for immediate entry into the workforce.
Apprenticeships: Paid, hands-on training programs that combine work experience with classroom instruction, often in skilled trades.
Workforce / Full-Time Employment
Service Programs (e.g., AmeriCorps): Opportunities to engage in community service, gain work experience, and often earn education benefits.
Gap Year: Taking a year to work, travel, volunteer, or explore interests before continuing education or entering the workforce.
Many students end up combining a few of these paths throughout their journey.
Resources for exploring career pathways:
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Will you be the first person in your family to obtain a four-year college degree?
These resources are available to all first-generation students:
I’m First is an online community celebrating first generation college students and supporting those who would be. They offer inspiring stories, answers to college questions, and access to colleges that want to help you succeed.
There are many scholarships intended for first-generation students. The JLV College Counseling site provides a good list.
These resources are available to high-achieving, low-income students through an application process:
LEDA Scholars Program is for high achieving juniors from low income families who demonstrate leadership. Special consideration is given to first gen students. LEDA Scholars receive training, writing instruction, standardized test prep and personal guidance through the admissions process at the most competitive colleges.
Jack Kent Cooke Foundation offers a scholarship program for low income high school seniors with strong SAT or ACT scores (1200/26 or more) and high GPAs (3.5 or more). Winners receive up to $40,000 per year in scholarships, and personal advising to get you to and through college.
QuestBridge offers two programs for high achieving first generation and/or low income students. In order to qualify, students need high PSAT/SAT or ACT scores, top grades (top 5-10% of class), and a low family income ($65,000 or less).
College Prep Scholars is open to high school juniors and helps them prepare for college admissions and visit colleges. The Deadline to apply is in March.
National College Match is open to high school seniors and allows them to gain admission and full-ride scholarships to top colleges and universities.
Collegepoint offers free mentoring and advising through the college process, from selecting schools to apply to choosing which school to attend. Open to seniors with good grades and test scores and family income of less than $80,000.
Matriculate offers free mentoring and advising provided by students from low income backgrounds now attending top colleges. The program is open to high school juniors with good grades and test scores and family income of less than $80,000.
Preparing for College
Starting to prepare for college early gives students time to explore interests, learn about different education paths, and build a strong foundation over time. Taking small steps each year of high school can create more opportunities, clarify goals, and make the transition after graduation smoother, no matter which path you choose.
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9th Grade (Freshman Year)
Focus on building good study habits and time management skills
Explore your interests through clubs, sports, and volunteer work
Meet with your school counselor to understand graduation and college entrance requirements
Start developing a strong academic foundation - grades matter from the beginning
Begin keeping track of your activities and accomplishments
10th Grade (Sophomore Year)
Continue exploring extracurriculars and leadership opportunities
Take the PSAT (Practice SAT) to get familiar with standardized testing
Research different careers and the education paths that lead to them
Talk to your counselor about course planning for junior and senior year
Attend local college and career fairs or info sessions
11th Grade (Junior Year)
Focus on maintaining strong grades
Take the SAT or ACT (or both) and consider test prep options
Begin creating a list of colleges that match your interests and goals
Visit campuses (in person or virtually) to get a feel for different environments
Ask teachers for letters of recommendation toward the end of the year
Learn about financial aid, scholarships, and college application timelines
12th Grade (Senior Year)
Finalize your college list and track all deadlines
Complete and submit college applications, including essays and letters of recommendation
Fill out the FAFSA and/or state financial aid applications (as early as possible!)
Apply for scholarships (local, regional, national, and schol-specific)
Review financial aid offers and make your final college decision
Stay on top of your classes - colleges will see final transcripts
Celebrate your accomplishments and prepare for the transition to college
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The right college depends on what matters most to you. From academics and campus life to cost and location, there are many factors to consider when exploring colleges. Whether you're just starting your search or narrowing down your options, use this guide to help you find schools that align with your needs, values, and future goals.
Important factors to consider:
Academic Programs
Does the college offer majors or programs you're interested in?
What are the internship, research, or hands-on learning opportunities?
Size and Setting
Do you prefer a large campus or a smaller, close-knit environment?
Do you want to be in a city, a suburb, or a small town?
Cost and Financial Aid
What types of scholarships or financial aid are available?
Don’t rule out a college based on price before seeing the financial aid package, some colleges give very generous aid that covers most or all costs
Campus Life
What kinds of clubs, activities, or student organizations are available?
Do you see yourself feeling welcome and supported there?
Support Services
Are there academic advising, tutoring, mental health, and career services?
Are there resources for first-generation, BIPOC, or other underrepresented student groups?
Transfer Opportunities
For community colleges: Is there a clear path to transfer to a four-year university (if that is your desired plan)?
Are there guaranteed admission or partnership programs?
Tools to Help You Decide
College Websites: Take time to explore the website of each college you are considering
Campus Visits (Virtual or In-Person): Get a feel for the environment and student life
College Fairs and Info Sessions: Ask questions and gather materials
College Search Tools: Use websites like BigFuture, College Scorecard, and Niche
Talk to People: Reach out to current students, alumni, or admissions counselors
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Standardized tests can be one part of the college application process, but they’re not the whole story. Understanding your options, planning ahead, and knowing what is and isn’t required will help you make informed choices as you prepare to apply to college.
College Admission Test Options:
SAT
Offered by College Board
Tests math, reading, and writing skills
Scored on a scale of 400 to 1600
Accepted by most colleges and universities in the U.S.
ACT
Offered by ACT.org
Tests English, math, reading, science, and an optional writing section
Scored on a scale of 1 to 36
Also widely accepted by colleges across the country
SAT vs. ACT: What’s the Difference?
The ACT includes a science section while the SAT focuses more on evidence-based reading and math
The SAT math allows a calculator only on some sections while the ACT allows a calculator throughout
Timing and question style differ - the ACT is faster-paced with more questions while the SAT gives more time per question but may have more complex problems
Recommendation: Try practice tests for both to see which format feels most comfortable before deciding
When Should I Take the SAT/ACT?
Most students take the SAT or ACT during 11th grade, usually in spring
Some students retake the test in the fall of 12th grade
Plan ahead so your scores are ready in time for college application deadlines
The PSAT (Preliminary SAT), a practice version of the SAT usually taken in 10th or 11th grade, helps students practice for the SAT and can qualify students for National Merit Scholarships
“Test-Optional” Colleges
In recent years, many colleges have become test-optional, meaning you can choose whether or not to submit SAT or ACT scores with your application. Here's what to know:
You won’t be penalized for not submitting scores if a college is test-optional
If you feel your scores strengthen your application, it’s a good idea to include them
Some schools may still require test scores for specific programs or scholarships
Policies vary, so always check each college’s admissions website for details
Fee Waivers for the SAT and ACT
Available for eligible students based on income or participation in free/reduced lunch programs
Plan early to meet registration deadlines
SAT Fee Waivers - College Board: Talk to your school counselor about getting a fee waiver code or request a fee waiver directly from College Board. Your fee waiver will cover up to two SAT tests.
ACT Fee Waivers - ACT.org: Check with your school counselor to see if you are eligible to apply. If eligible, you will receive up to two fee waivers to use on ACT tests.
Free Study Resources
Preparing for admissions tests doesn’t have to cost anything. These free resources offer high-quality study materials, practice tests, and tutoring:
Schoolhouse.world: Free, live SAT tutoring and small-group sessions led by certified peer tutors, supported by Khan Academy and the College Board
Khan Academy: Official SAT practice partner with College Board, offering personalized study plans, practice questions, and full-length tests
Palouse Pathways has several SAT and ACT preparation books available for students to check out. Reach out to us at info@palousepathways.org to request one!
Books we recommend: SAT Prep Black Book, ACT Prep Black Book
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Your college application essay is your chance to show who you are beyond grades and test scores. It’s an opportunity to share your story, values, and what makes you unique. Many colleges use essays to understand how you think and what matters most to you.
The Main Essay: Common Application and Coalition Application
Most schools accept applications through the Common Application or the Coalition Application.
Each application offers several prompts to choose from, focusing on your experiences, challenges, or personal growth.
The Common Application’s essay's word count limit is 650 words. The Coalition Application’s word count limit is 500 to 650 words.
Brainstorming Ideas
Start thinking about your essay by asking yourself questions like:
What experiences have shaped who I am?
What challenges have I overcome?
What am I passionate about?
How have I grown or changed over time?
How could I tell a story about an interest or moment that is meaningful to me?
What do I want colleges to know about me that they can’t learn from my grades or test scores?
Jot down ideas, stories, or moments that feel meaningful to you. Your essay doesn’t have to be about a big event. It can be about something small but important.
When to Start
Aim to start brainstorming in the summer before senior year or earlier. This gives you plenty of time to draft, get feedback, and revise.
Supplemental Essays
Some colleges require supplemental essays in addition to the main essay. These are usually shorter and more specific. Common supplemental essay topics are:
Why you want to attend that particular school
How you’ll contribute to the campus community
Make sure to carefully read each college’s application instructions and meet their essay requirements and deadlines.
Final Tips
Be honest and personal, admissions officers want to hear your true voice
Proofread carefully and ask teachers, counselors, peers, or family members for feedback
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Selective colleges can offer strong academic and personal opportunities, as well as generous financial aid packages.
What Makes a College "Selective"?
Accepts a smaller percentage of applicants
Often has rigorous academic expectations
Often requires a strong academic record and extracurricular involvement
Financial Aid at Selective Colleges
Many selective colleges offer generous financial aid, especially to students from low- and middle-income families. However, there are key things to know:
Need-Based Aid Only: Some selective schools offer limited or no merit scholarships and instead focus on offering need-based aid.
Many colleges meet 100% of demonstrated need without requiring students to take out loans. These schools can be very affordable for low-income students
Explore this list: Colleges That Meet 100% of Demonstrated Need
CSS Profile: Many selective colleges require the CSS Profile in addition to the FAFSA to determine eligibility for institutional aid
Resources to estimate your costs:
MyinTuition Quick Cost Estimator: answer six questions to estimate your cost at different schools across the US (over 75 included)
Use each college’s Net Price Calculator to get a personalized estimate of financial aid and out-of-pocket costs
Testing Policies
Some selective colleges require the SAT or ACT, while others are test-optional
Be sure to check the testing policy for each school you're applying to
Explore this list: FairTest.org - Test-Optional Colleges
Paying for College
Paying for college can feel overwhelming, but there are many types of financial aid available to help students and families manage the cost.
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Types of financial aid
Need-Based Aid
Based on your family’s income
Includes federal programs, state programs, and aid from colleges
Determined by forms including FAFSA, CSS Profile, and WASFA
Merit Aid
Based on academics, leadership, involvement, test scores, etc.
Not based on family income
Other Aid Sources
Outside scholarships, work-study, tuition waivers for certain groups (e.g., veterans, foster youth)
Common Financial Aid Terms
Cost of Attendance (COA): The total estimated cost to attend for one year (including tuition, fees, room and board, supplies, etc.)
FAFSA (Free Application for Federal Student Aid): The form for public college financial aid
CSS Profile: The form for private college financial aid
WASFA (Washington Application for State Financial Aid): The form for non-FAFSA eligible WA students (e.g., undocumented or DACA students)
Grants: Money that does not need to be repaid
Scholarships: Awards based on merit or financial need, don’t need to be repaid
Loans: Money that must be repaid, usually with interest
Student Aid Index (SAI): A number from the FAFSA that schools use to determine your family’s financial need (previously “Expected Family Contribution”)
How is my FAFSA Student Aid Index determined?
Financial Need = Cost of Attendance (COA) − SAI
Considers taxed and untaxed income, assets, household size, and number of family members in college
A lower SAI means you may qualify for more need-based aid
For divorced parents, SAI is based on the income of the household providing the most financial support to the student
Parents’ savings including 529 Plans don't increase SAI by much so it pays to save
Students' income/savings can increase SAI by a lot
Public vs. Private Schools
Public:
Lower tuition for in-state residents
May offer tuition discounts to some out-of-state students (see WUE section)
May offer need-based aid and merit aid/scholarships
Private:
Tuition rates are the same for in-state and out-of-state
Have a higher “sticker price” but give more financial aid
May give need-based aid, merit aid, or a combination
Colleges that Meet Full Need
These colleges cover 100% of the difference between what your family can pay and the cost of attendance using scholarships and grants (money you won’t need to pay back)
Students from lower-income families often pay less than they would pay at an in-state public school, and sometimes even attend for free
Some colleges cover full tuition—or even all costs—for families below a certain income level (e.g., < $125,000)
Check out this list of colleges that meet full need
Non-Citizen and Undocumented Students
Non-Citizen Students
Eligible non-citizens (permanent residents, refugees, asylees, and certain others) can apply for aid via FAFSA and CSS
May qualify for state aid in Washington (Washington College Grant) and Idaho
Many private scholarships and college grants are open to eligible non-citizens
Undocumented Students
Not eligible for federal aid
In Washington, students (including DACA recipients) apply for state aid with WASFA
Some private scholarships don’t require citizenship/legal status
Some private colleges offer substantial aid regardless of immigration status
This blog shares lots of valuable and up-to-date information about applying for financial aid as an undocumented student
Featured Programs
QuestBridge National College Match
Matches high-achieving, low-income seniors with top colleges that cover full four-year tuition, housing, meals, and other costs
U.S. students with family income < $65,000 are eligible to apply
Western Undergraduate Exchange (WUE)
Students can attend participating out-of-state public colleges and universities at a reduced tuition rate (150% of in-state rate or less)
Over 150 public colleges and universities participate in WUE
Examples: University of Arizona, Boise State, Oregon State
More Resources
Ann Garcia: How to Pay for College (Podcast): If you missed Ann's recent visit to the Palouse, you can hear her talk about paying for college from early 2023 with Morningstar. Check out another recent article of hers on how much parents should save for college, the associated podcast from the article, and Ann’s website.
Applying for financial aid as an undocumented student: This blog shares lots of valuable information
100% Need Met Schools: Schools committed to meeting 100% of demonstrated need
The College Affordability Guide provides a list of the most affordable colleges by state and degree program
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Scholarships
Scholarships are awards you don’t have to pay back. They can come from colleges, community organizations, companies, nonprofits, and more.
How to Find Scholarships
Local sources
Some schools in our area offer scholarships that seniors can apply for, check with your academic counselor!
Check local businesses, banks, religious organizations, and clubs (Rotary, Kiwanis, etc.)
Online scholarship search tools
Tip: You don’t have to be a senior to apply for scholarships!
There are many scholarships that are open to students in all grades. As you can see from my favorite college scholarship site, there are even scholarships available to students in middle school.On Raise Me, students can keep a running list of their high school achievements, including grades, attendance, serving as an officer of a class or club, and earn merit scholarships from participating colleges (if they decide to attend that school).
Amanda Miller’s Guide to ScholarshipsUnderstand what scholarships are out there, your odds, and what makes sense to apply for. Having a strategy and being realistic is key to success, and will avoid disappointment.
College Bound is a great scholarship and resource program for seventh and eighth graders in Washington State who are low income or in foster care.
Scholarships to Check Out
Immigrants Rising: Transforming Lives Through Education
Scholarships that do not require proof of citizenship or legal permanent residency.Cameron Impact ScholarshipThe Bryan Cameron Education Foundation awards four-year, full-tuition, merit-based undergraduate scholarships to exceptional high school students who have demonstrated excellence in academics, extracurricular activities, leadership, and community service. The Cameron Impact Scholar is unique among their high-achieving peers in their desire to make an impact on their communities and in the world at large.
Cooke Foundation Young Scholars Program
The Jack Kent Cooke Foundation enables high-ability middle and high school students with financial need to realize their full academic potential.Colleges that Change Lives Scholarship
Available to students attending schools on the Colleges that Change Lives list (including Willamette, Whitman, University of Puget Sound, and Reed). Available to transfer students.Coolidge ScholarshipThe Coolidge Scholarship is a full-ride presidential scholarship that covers tuition, room, board, and expenses for four years of undergraduate study and leadership training.
Horatio Alger ScholarshipsLow income Idaho students who have overcome adversity can apply for the Horatio Alger scholarship.
American Opportunity Tax Credit (AOTC)Want $2500 a year for college? Just follow the guidelines and complete Form 8863 to qualify for the AOTC. You can get money back even if you don’t owe any taxes!
Loans
Loans are borrowed money that you must repay, usually with interest. They can be a helpful tool, but it’s important to borrow only what you need and understand the terms.
Types of student loans
Federal student loans: These loans are provided by the U.S. Department of Education and are the best option if you need to borrow money. They have lower interest rates and more flexible repayment options. To apply for federal loans, submit the FAFSA.
Subsidized loans: Based on financial need. The government pays the interest while you’re in school.
Unsubsidized loans: Not based on need. You are responsible for all interest, even while in school.
PLUS loans: For parents or graduate students. Higher interest and credit check required.
Private student loans: Offered by banks or private lenders. These often have higher interest rates and fewer protections than federal loans. Always compare terms and read the fine print.
Resources
Determining Your Financial Fit - College Essay Guy
How Much Student Loan Debt is Too Much? - Earnest
10 Steps to Minimize College Loan Debt - US News
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529 college savings plans
One of the most popular and effective ways to save for college is through a 529 savings account
Tax benefits: Contributions may grow tax-free, and withdrawals are also tax-free when used for qualified education expenses
You can use 529 funds at any accredited college or university in the U.S.
State plans:
Other college savings plans and strategies
Coverdell Education Savings Account (ESA)
Custodial Accounts (UGMA/UTMA)
Regular Savings or Investment Accounts
Roth IRA (can allow withdrawals for qualified education expenses)
What if my family hasn’t saved for college and/or won’t be able to?
Don’t panic - many families cover the cost of college through financial aid, scholarships, grants, and work opportunities. Saving is just one piece of the puzzle.
Affordable college options can include:
In-state public colleges (and out-of-state colleges participating in partnerships like the Western Undergraduate Exchange)
Community colleges
Private colleges that meet 100% of financial need
Colleges that offer strong merit aid
Resources
How to Pay for College: Book and online resources by Ann Garcia
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Amanda Miller is a financial aid specialist and college advisor who has given presentations all over the country. Below is a link to a recording of her presentation at our College Within Reach: Paying for College Fair in October 2025.
Student Experience Opportunities
Student Experience Opportunities (SEOs) are what Palouse Pathways calls experiences that allow students to explore college options, career paths, academic areas, and personal interests. These opportunities include:
College fly-in programs that allow students to visit campuses, meet faculty and students, and learn more about college life.
Summer programs focused on areas of interest including STEM, medicine, leadership, the arts, etc.
Internships and jobs that provide hands-on experience and insight into potential career paths.
Volunteer experiences and community projects that allow students to engage in meaningful and enriching work.
Check out our new Student Experience Opportunities webpage featuring a database of opportunities for students!
